IT 
ES 
The customer experience in banking is evolving rapidly. Expectations are higher than ever, shaped by the demand for services that are always available, intuitive, and secure. Reliability and uptime are fundamental, as customers expect ATMs to work without fail, and any disruption can quickly undermine trust. At the same time, branch footprints are shrinking, a
Banks have more data than ever before. Every transaction, customer interaction, and channel leaves behind a trail of information. Yet having data is not the same as using it effectively, with valuable insight often sitting locked away in silos or hidden in spreadsheets, leaving decision-makers to rely on instinct rather than evidence. In a competitive
Banking isn’t what it used to be. Consumers have grown accustomed to a world of instant gratification, whether it’s shopping online or streaming entertainment, they expect access 24/7, and banking is no different. Today’s consumers expect banking to fit seamlessly into their lives, and have it work quickly, intuitively, and available whenever they need it.
As banking continues to evolve in the digital age, the role of ATMs has expanded from basic cash dispensers to vital, multifunctional service points. With rising cost pressures and widespread branch closures, financial institutions face the challenge of maintaining access to cash and services – particularly in rural or low-traffic areas. Innovative operating models such
