A year of convergence for banking transformation As the banking industry looks ahead to 2026, the conversation is no longer about whether transformation will happen, but about how coherently it will be executed. Digital and physical banking, cash management, ATM infrastructure and cybersecurity are increasingly intertwined, and progress in one area now depends on maturity
As we look back at 2021, we witnessed many banking industry challenges both around the globe and in Europe. Banks modernised their branch and self-service infrastructures, ATM pooling initiatives were implemented, and there was a focus on access to cash by governments and consumers. Now that 2022 has arrived, Auriga predicts five key trends likely

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